Self-Employed, Investor, or First-Home Buyer? Get The Right Loan

With 21+ years of experience and access to 40+ lenders, we’ll match you with the loan that fits your life — fast, simple, and stress-free.

Self-Employed, Investor, or First-Home Buyer? Get The Right Loan

With 21+ years of experience and access to 40+ lenders, we’ll match you with the loan that fits your life — fast, simple, and stress-free.

Find Your Best Loan in 60 Seconds

Answer a few quick questions to see how much you could save or borrow — no pressure, no obligation, just clarity.

How long ago was your most recent loan (or when do you plan to apply)? *

Less than 1 year

1–2 years

2–3 years

3+ years

Approximate loan balance or property budget? *

Under $250k

$250k–$750k

$750k+

Not sure

What’s your employment situation? *

Full-time PAYG

Part-time / Casual

Self-employed

Retired

How’s your credit history? *

Excellent

Good

Some past issues

Major defaults

What’s most important to you right now? *

Lowering repayment

Getting approved as a first-home buyer

Using equity to invest

Consolidating debts

Speak with us Request a call back to get funding ASAP

Rest assured, your details are safe with us. This information won’t impact your credit file, it’s simply so we can give you a quick call to help you secure funding ASAP.

Full Name *

Email *

Phone *

Loan Amount ($) *

$

Best Time to Contact *

Preferred Contact Method *

Additional Comments  *

Are you paying more than you should?

Banks don’t reward loyalty — they profit from it.

Many Australians are stuck in old loans, quietly paying thousands extra each year.

For first-home buyers, investors, or self-employed clients, it’s not just about cost — it’s complex paperwork, confusing rules, and unexplained rejections.

Small tweaks today can save you $100k+ tomorrow.

Smarter finance, tailored to your life

With the right loan strategy, we help you:

Slash years off your mortgage.

Reduce your monthly repayments.

Unlock equity to build wealth.

Get approved — even if you’re self-employed or credit isn’t perfect.

Move forward with confidence with an expert by your side.

Tailored Mortgage Solutions for Every Stage of Life

Whatever your situation, we have a solution that works for you

Home Loan Refinancing

Rate reviews, term adjustments, loyalty tax reduction.

First-Home Buyer Support

Savings plan to settlement.

Investor Loans

Equity use, portfolio growth.

Self-Employed Lending Solutions

Tailored loans, flexible income options, simplified approval.

SMSF & Trust Lending Structures

Secure investment funding, compliant strategies, portfolio growth.

Why Choose COCO Finance?

At COCO Finance, we help Australians turn their financial goals into reality. Founded by Cameron Johnston, who brings over 20 years of experience in the finance industry, our boutique mortgage broking business is dedicated to making loans simple, fast, and stress-free.

Whether you’re a first-home buyer, property investor, or business owner, we provide tailored lending solutions that save money, reduce stress, and unlock opportunities.

With a personalised guidance and access to a wide panel of trusted lenders, COCO Finance is your partner in building wealth, growing your property portfolio, and securing your financial future.

At COCO Finance, we help Australians turn their financial goals into reality. Founded by Cameron Johnston, who brings over 20 years of experience in the finance industry, our boutique mortgage broking business is dedicated to making loans simple, fast, and stress-free.

Whether you’re a first-home buyer, property investor, or business owner, we provide tailored lending solutions that save money, reduce stress, and unlock opportunities.

With a personalised guidance and access to a wide panel of trusted lenders, COCO Finance is your partner in building wealth, growing your property portfolio, and securing your financial future.

Real people. Real results.

I recently had a catch-up with Cam to go over my loan. I mentioned I’d had a few setbacks and told him about my broken wrist. He asked if I remembered the insurance we took out when I first got the loan, which I didn’t. He gave me the details to claim and after I sent in the paperwork, I got $7500. Just shows how valuable it is having someone who actually cares about their clients and pays attention.

Michael Fraser

My wife and I have had a wonderful experience with COCO Finance. He made the experience very quick and easy and stress free. Highly recommended for anyone looking for a reliable and trustworthy broker. Thanks for the outstanding service.

Thomas Roberts

Cameron and the COCO Finance team helped us secure a great deal in a tough market and later found an even better rate when our fixed term ended, saving us thousands. Their process was seamless, communication clear, and we trust them completely as we grow our property portfolio. Highly recommended.

Sara Moon

Frequently Asked Questions

Do you provide ongoing support and reviews after settlement?

We sure do. Many people think our job ends when the loan settles—but that’s just the start. Our team reviews your loan yearly, to make sure it still suits your needs and remains sharp in the market. We also know which lenders are open to re-pricing, and we make that happen where possible.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate or structure for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you send me a property or suburb report on a house we are looking at?

We do have access to detailed property reports and suburbs reports which can help you make informed decisions. Contact us today for a free report!

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans, Commercial, SMSF and much more. If you're looking to borrow to buy, increase or get a more suitable loan, we can probably help.

Why should I use a Mortgage Broker?

Wondering whether to go with a mortgage broker or straight to a bank? It’s important to know that banks only offer their own products, so they won’t point you towards a more suitable loan. As mortgage brokers, we have access to a broad range of loan options—far more than any single lender can offer. That means we do all the legwork to find the right solution for your needs. We handle the research and negotiations, so you don’t have to. Plus, we provide annual reviews to help ensure your loan remains competitive, even if interest rates change down the track.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. Contact us early in the process so we can discuss savings goals and help dispel myths! We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Self-Employed, Investor, or First-Home Buyer?

Discover your best loan in 60 seconds — quick, easy, and built around your needs.